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The central portion of this two-story commercial block contains the bank itself; on each side are ground-level retail stores with offices above. The presence of the bank is made known because its tiered parapet projects above the rest of the building. The limestone sheathing of the bank, along with its ornamentation, adds to the formal quality. The Art Deco basis of the design is made emphatic by the ornamental patterns realized in the metalwork of the windows and spandrels and within the limestone surrounds.